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Full Annual Report	\| 18.7 MB
About this Report	\| 348 KB
About DFCC Bank	\| 166 KB
Highlights	\| 369 KB
DFCC Group Structure	\| 363 KB

+ Leadership

Message from the Chairman	\| 966 KB
Chief Executive’s Review	\| 819 KB
Board of Directors	\| 1.66 MB
Corporate Management	\| 1.48 MB
Management Team	\| 2.91 MB

+ Business Model

Our Value Creation Model	\| 178 KB
Operating Environment	\| 230 KB
Strategic Direction and Outlook	\| 241 KB
Stakeholders	\| 353 KB
Materiality	\| 210 KB

+ Management Discussion and Analysis

Financial Capital	\| 565 KB
Institutional Capital	\| 598 KB
Investor Capital	\| 553 KB
Employee Capital	\| 778 KB
Customer Capital	\| 722 KB
Business Partner Capital	\| 426 KB
Social and Environmental Capital	\| 611 KB

+ Recognition

Awards and Accolades	\| 742 KB
Events of the Year	\| 1.78 MB

+ Stewardship

Integrated Risk Management	\| 7.92 MB
Corporate Governance	\| 4.24 MB
Annual Report of the Board of Directors on the Affairs of the Bank	\| 2.18 MB
Report of the Audit Committee	\| 1.16 MB
Report of the Human Resources and Remuneration Committee	\| 338 KB
Report of the Nomination and Governance Committee	\| 337 KB
Report of the Board Integrated Risk Management Committee	\| 665 KB
Report of the Credit Approval Committee	\| 251 KB
Report of the Related Party Transactions Review Committee	\| 306 KB
Directors’ Statement on Internal Control	\| 1.16 MB
Independent Assurance Report	\| 481 KB

+ Financial Reports

Financial Calendar	\| 164 KB
Statement of Directors’ Responsibilities in Relation to Financial Statements	\| 156 KB
Chief Executive’s and Chief Financial Officer’s Statement of Responsibility	\| 173 KB
Independent Auditors’ Report	\| 236 KB
Income Statement	\| 193 KB
Statement of Profit or Loss and Other Comprehensive Income	\| 176 KB
Statement of Financial Position	\| 242 KB
Statement of Changes in Equity	\| 353 KB
Statement of Cash Flows	\| 290 KB
Notes to the Financial Statements	\| 32.7 MB

+ Supplementary Information

Basel III Disclosure Requirement	\| 1.03 MB
Main Features of Regulatory Capital Instruments	\| 400 KB
Ten Year Summary	\| 236 KB
Corporate Information	\| 176 KB

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